Effective April 1, 2020 Pro-Demnity Insurance Company will begin applying a Claims Expense
Contribution (CEC) to a small number of Policyholders. The CEC will impose a new deductible on the Expenses involved in defending a claim, commencing at the point where the claim must be defended, whether through mediation, litigation, or other legal means.
The Straight Line Newsletter — Issue #9 This is the ninth issue of The Straight Line, a newsletter that appears several times throughout the year. Articles cover a broad range of topics that engage Ontario architects insured by Pro-Demnity, other OAA members – whether in practice or engaged in other businesses – and anyone with […]
The Straight Line Newsletter — Issue #8 The Straight Line Newsletter is a newsletter that appears several times throughout the year. Articles cover a broad range of topics that engage Ontario architects insured by Pro-Demnity, other OAA members – whether in practice or engaged in other businesses – and anyone with an interest in the […]
Pro-Demnity will no longer provide unlimited Claims Expenses and defence costs when Excess Insurance is purchased outside the Pro-Demnity program. This change has important consequences for architects purchasing Excess Insurance from other insurers. The reasoning behind the changes is provided below, and the amendments to the Pro-Demnity Policies implementing this change are provided as Appendices […]
The Straight Line Newsletter — Issue #7 Recently, a number of new insurers have entered the Canadian professional liability market. As a result, architects are seeing competing marketing efforts by insurers and their brokers, each hoping to attract the architect’s business – premiums paid by architects and commissions received by brokers – away from its […]
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