A fresh look at the facets of risk in architectural practice and how simple, methodical approaches help leaders (re-)evaluate risk. Risks inherently exist throughout the life of an architectural design project, rearing up intermittently throughout the beginning, middle and end, continuing years after and beyond the finished design or constructed architectural masterpiece. Design innovation is […]
John Little, Partner, Keel Cotrelle LLP Over the years, I have had a great many initial meetings with architects and Pro-Demnity Claims Managers as we start to learn more about the Claim being made against the architect. During those years, I have developed a list of the things I realize I don’t want to hear. […]
Did you know there are at least 25 things that an architect can do to manage or mitigate practice and project risks? We first shared our list of “25 Things” at the 2021 OAA Virtual Conference. Read on and download this useful resource to start implementing or integrating any one (or all!) of these ideas in your practice.
From our beginning in 1987 as The Indemnity Plan, Pro-Demnity was designed for resilience and to weather challenging years.
There is no simple rule. Which records prove to be most important will depend on the particulars of the claim and will differ in each instance. When litigation occurs, it is the lawyer’s task to find out what went wrong and who is responsible. But it is the Architect’s obligation to provide as much information […]
You’re bidding on an exciting new project and asked to pull together the fee proposal (dread). Too high a fee and your proposal may be rejected. Too low a fee and the proposal might not reflect certain realities (and so, might be rejected anyway – even in a competitive environment). If only pricing out a […]
On Risk Life is risky. You don’t have to be an architect or a mountain climber to know that. U of T Professor Mark Kingwell puts it this way: “If life were a game of chance, we would probably choose not to play: the chances are stacked in favour of the house and against the […]
In architectural practice, risk takes many forms. It’s comforting to know that your Pro-Demnity policy protects you against the risks of error or unintentional neglect. The policy spells out the many things that are covered, as well those that aren’t. Bear in mind that a number of things aren’t specifically mentioned, simply because they aren’t responsibilities imposed by common law. This is to say that, “A professional liability insurance policy is not an all-risk contract. It is rather a safety net, providing protective cover within specified limits.”
The dangers of indemnification clauses have been addressed in numerous Pro-Demnity and OAA publications, and for good reason: Some of these clauses are so dangerous to architects that they have been dubbed “Murder Clauses.”
During 2020, Pro-Demnity has seen an increase in calls from architects who are faced with an unfamiliar but seemingly harmless request from their client: to sign a form of undertaking addressed to a third party – most often to a lending institution or financial partner – that is providing funding for the project. Architects seeking […]