2022 Annual Update

From our early beginnings as an indemnity plan in 1987, Pro-Demnity was designed to be the architects’ trusted, protective, professional ally, providing Ontario’s architectural practices with professional liability insurance solutions and risk management services. We enable the architectural profession to improve society and human interaction through better design, by supporting the wise, effective, and efficient management of risk. Read our 2022 Annual Update and learn how we are protective by design.
News & Announcements Thought Leadership

Architects’ Claims Stories: Real and Unreal

Every insurance claim tells a story of human behaviour. There’s the factual side: what happened and why? And there’s the outcome: the physical, economic, emotional, social, relationship or professional consequences.  […]
News & Announcements Podcast Risk Management / Mitigation

No Written Record

This pilot episode of Architects’ Claims Stories deals with the consequences of an architect failing to keep written records.
Case Studies Podcast Client or Sub-contractor Relationship Management Delays Documentation / Contracts Podcast

Who’s In Charge?

Three architects, a construction manager and one engineer, all reviewing one mason’s work, cause confusion on a job site. An expert is hired but his advice is ignored.
Case Studies Client or Sub-contractor Relationship Management Documentation / Contracts Engineering / Subcontracting Issues

Field Level

An architect’s duty to the Owner as “Inspector of work” is tested; limits of expertise are exceeded, and liability for incorrect work is incurred.
Case Studies Client or Sub-contractor Relationship Management Documentation / Contracts

A Home is Not a House

An architect fails to record client instructions, confusing residential ambiance with institutional requirements, and shoddy workmanship goes unobserved by the engineer.
Case Studies Client or Sub-contractor Relationship Management Documentation / Contracts

Architects’ Vaccination Mandates

COVID-19 SPECIAL BULLETIN #12 On March 1, 2022, updated COVID-19 public health measures come into effect, most notably, that “proof of vaccination requirements [are] lifted, with businesses being allowed to […]
Bulletins COVID-19 / COVID

False Start

Work on a small office building, starts before a permit has been issued. A gross error is discovered in the drawings, so the building is redesigned, but the desired design is not possible. The modified design is built, but it contains further flaws, so the owner sues the architect.
Case Studies Client or Sub-contractor Relationship Management Delays Documentation / Contracts

Tennis Anyone?

Many claims arise from matters that “common sense” or “careful practice” rather than technical or practice knowledge could have avoided. This is one of them.
Case Studies Client or Sub-contractor Relationship Management Documentation / Contracts