Both litigated and non-litigated claims focus on allegations of errors, omissions, or negligence against architects. We respond with a protect-and-defend mind-set and a vigorous defense.
The accompanying charts offer architectural practices with a clear, accessible view of open claims from 2025 broken down by project type, as well as by the nature and alleged cause of loss. This client-forward approach ensures greater transparency and empowers you with
meaningful insights to better understand your risk exposure and opportunities for improved outcomes.
- Multi‑dwelling residences account for the largest share of open claims by count, indicating frequent issues in higher‑density residential design work. The costs incurred are also substantial, making this segment both high frequency and material in impact.
- Residential (single‑family) has a meaningful portion of open claims with notable total incurred, suggesting recurring patterns (often workmanship and enclosure/water issues) that add up across many smaller projects.
- Education (universities/schools) shows a smaller share by count but high total incurred, implying higher severity per claim—complex programs and stakeholder environments tend to amplify costs when issues arise.
Typical Architectural Risk Exposures
The companion slides on Alleged Type & Cause of Loss reinforce the typical architectural exposure areas that drive claims.
Bottom line
Open claim dollars are concentrated in design decisions and how the design/contract is administered during construction, with schedule slippage frequently present in the loss narratives.