Claims Expense Contribution (also known as Claims Expense Deductible)

Effective April 1, 2020 Pro-Demnity Insurance Company will begin applying a Claims Expense Contribution (CEC) to a small number of Policyholders. The CEC will impose a new deductible on the Expenses involved in defending a claim, commencing at the point where the claim must be defended, whether through mediation, litigation, or other legal means.
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Bruce Palmer’s First 6 Months as President and CEO

The Straight Line Newsletter — Issue #9 This is the ninth issue of The Straight Line, a newsletter that appears several times throughout the year. Articles cover a broad range […]
Newsletter

New President and CEO Joins Pro-Demnity

The Straight Line Newsletter — Issue #8 The Straight Line Newsletter is a newsletter that appears several times throughout the year. Articles cover a broad range of topics that engage […]
Newsletter

Impact of changes to cap on Claims Expenses

Pro-Demnity will no longer provide unlimited Claims Expenses and defence costs when Excess Insurance is purchased outside the Pro-Demnity program. This change has important consequences for architects purchasing Excess Insurance […]
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Copyright and Liability

The Straight Line Newsletter — Issue #7 Recently, a number of new insurers have entered the Canadian professional liability market. As a result, architects are seeing competing marketing efforts by […]
Newsletter

Grenfell Tower Fire: The Ongoing Tragic Story

The Straight Line Newsletter — Issue #6 This is the sixth issue of The Straight Line, a newsletter that appears several times throughout the year. Articles cover a broad range […]
Newsletter

The Muddy Waters of Tendering Law

The Straight Line Newsletter — Issue #5 In This Issue At a recent meeting of the Pro-Demnity Board, Hari Panday was elected as the first non-architect Chair. Hari is a […]
Newsletter

Alberta Case Holds Lessons for Ontario Architects

The Straight Line Newsletter — Issue #4 This is the fourth issue of The Straight Line, a newsletter that appears several times throughout the year. Articles cover a broad range […]
Newsletter

Dealing with Substitutions to Your Design

Recent research into claims arising against architects has confirmed that many involve substitutions to the systems and designs provided by the architect or its consultants. Although many substitutions factor in […]
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