FAQs for the Experience Rating Factor
Read the handy FAQ on the Experience Rating Factor which will be introduced effective April 1, 2025, upon renewal.
Claims History and Your Insurance Premiums: What You Need to Know
Claims experience is now reflected in the premium calculation formula. Firms will receive their Experience Rating Factor with their renewals, on or after April 1, 2025.
Retaining Surveyors, Geotechnical and Hazardous Substances Specialists is Dangerous!
Clarification of professional liability insurance exclusions related to Geotechnical engineering and Surveying Services.
Mandatory Arbitration Jeopardizes Your Coverage with the Stroke of a Pen and Handcuffs your Defense
Pay close attention to mandatory arbitration clauses in contracts. These may trigger the new sub-limit on coverage for BOTH damages and claims expenses.
Architects are not Building Inspectors
Beware of Building Inspections being thrust on Architects by Municipalities during labour disputes.
Explaining the Technical Requirements Schedule and Water Ingress Coverage Requirements
Everything you need to know about Water Ingress coverage: The Technical Requirements Schedule explained.
City of Sudbury Supplementary Conditions to OAA Document 600-2013
Supplementary conditions by procurement offices of municipalities often include clauses that are not insurable.
NEW: Refreshed Policy Wordings
IMPORTANT: Updated, clarified policy wordings for exceptional professional liability coverage.
NEW: FAQs for the refreshed Professional Liability Insurance Policy
Frequently asked questions to accompany the refreshed Professional Liability Insurance policy announcement.
NEW: Cyber limited Exclusion and Data Exclusion Endorsement
Effective April 1, 2022 upon renewal, the Cyber Limited Exclusion and Data Exclusion Endorsement is added to professional liability policies.