Potential Claims and Things You Can Do Now during COVID-19 – Bulletin #1
Pandemic Risk Management Series.
COVID-19 Special Bulletin #1 – Potential Claims and Things You can Do NOW.
Claims Expense Contribution (also known as Claims Expense Deductible)
Effective April 1, 2020 Pro-Demnity Insurance Company will begin applying a Claims Expense
Contribution (CEC) to a small number of Policyholders. The CEC will impose a new deductible on the Expenses involved in defending a claim, commencing at the point where the claim must be defended, whether through mediation, litigation, or other legal means.
Impact of changes to cap on Claims Expenses
Pro-Demnity will no longer provide unlimited Claims Expenses and defence costs when Excess Insurance is purchased outside the Pro-Demnity program. This change has important consequences for architects purchasing Excess Insurance […]
Client-Authored Contracts for Architectural Services
Risk Transfer Concerns with Insurance Implications The following draws on material originally developed by Pro-Demnity and its legal counsel, to assist the RAIC respond to questions arising from a presentation […]
Infrastructure Ontario Supplementary Conditions to OAA Document 600-2013
The most recent IO Supplementary Conditions to an OAA Document 600-2013 were issued by Infrastructure Ontario (IO) in June, 2017. As was the case with the previous amendments to the […]
Revisions to Non-Drained Exterior Wall Exclusion
Revisions to Non-Drained Exterior WallExclusion clarify that: An architect’s design that may have complied with the water ingress coverage requirements in a Pro-Demnity policy but was NOT constructed in compliance […]
Dealing with Substitutions to Your Design
Recent research into claims arising against architects has confirmed that many involve substitutions to the systems and designs provided by the architect or its consultants. Although many substitutions factor in […]
You have insurance…But what about the Engineering Consultants?
SUMMARY: Pro-Demnity has recently seen a number of instances where the architect’s insurance has been called upon to pay damages for claims that were the responsibility of an engineer, because […]
Engineer’s Standard Terms of Engagement
Many architects are used to seeing an attachment to an engineer’s fee proposal titled “Standard Terms of Engagement” or similar. Sometimes these are signed and returned by the architect…often they […]
Indemnification Clauses
Many client drafted Client / Architect contracts include “indemnification” language that will expose the architect to obligations and liabilities that are beyond what are already the architect’s at law, and […]