Claims Expense Contribution (also known as Claims Expense Deductible)

Effective April 1, 2020 Pro-Demnity Insurance Company will begin applying a Claims Expense Contribution (CEC) to a small number of Policyholders. The CEC will impose a new deductible on the Expenses involved in defending a claim, commencing at the point where the claim must be defended, whether through mediation, litigation, or other legal means.
Bulletins

Impact of cap on Claims Expenses

NOTE: Please be advised the Claims Expense Limit amendment mentioned in this important notice from 2019, is now fully integrated into Pro-Demnity’s professional liability insurance policy wordings as of April […]
Bulletins Claims Expenses Claims-Made Insurance

Client-Authored Contracts for Architectural Services

Risk Transfer Concerns with Insurance Implications The following draws on material originally developed by Pro-Demnity and its legal counsel, to assist the RAIC respond to questions arising from a presentation […]
Bulletins Documentation / Contracts

Revisions to Non-Drained Exterior Wall Exclusion

Revisions to Non-Drained Exterior WallExclusion clarify that: An architect’s design that may have complied with the water ingress coverage requirements in a Pro-Demnity policy but was NOT constructed in compliance […]
Bulletins

Dealing with Substitutions to Your Design

Recent research into claims arising against architects has confirmed that many involve substitutions to the systems and designs provided by the architect or its consultants. Although many substitutions factor in […]
Bulletins Risk Education Substitutions